Investor Choice IRA Series

Product Prospectus:	Merrill Lynch Investor Choice IRA Series Prospectus
Fund Prospectus:	The AllianceBernstein Value Funds Prospectus AllianzGI NFJ Dividend Value Fund Prospectus AllianzGI NFJ Mid-Cap Value Fund Prospectus AllianzGI NFJ SmallCap Value Fund Prospectus American Century Investments Equity Income Fund Prospectus American Century Investments Ultra^® Fund Prospectus American Funds The Bond Fund of America, Inc. Prospectus American Funds EuroPacific Growth Fund^® Prospectus American Funds The Growth Fund of America^® Prospectus American Funds The Income Fund of America^® Prospectus American Funds The Investment Company of America^® Prospectus AMG Managers Candence Capital Appreciation Fund Prospectus BlackRock Basic Value Fund Prospectus BlackRock Capital Appreciation Fund Prospectus BlackRock Global Allocation Fund Prospectus BlackRock Global Opportunities Fund Prospectus BlackRock Global SmallCap Fund Prospectus BlackRock High Yield Bond Portfolio Prospectus BlackRock U.S. Government Bond Portfolio Prospectus BlackRock Index Funds Prospectus BlackRock International Fund Prospectus BlackRock Large Cap Series Funds Prospectus BlackRock Low Duration Bond Portfolio Prospectus BlackRock S&P 500 Stock Fund Prospectus BlackRock Total Return Fund Prospectus BlackRock Value Opportunities Fund Prospectus Cohen & Steers Real Estate Securities Fund Columbia Acorn International Prospectus Columbia Acorn USA Prospectus Columbia Marsico Growth Fund Prospectus Columbia Mid Cap Growth Fund Prospectus Davis New York Venture Fund Prospectus Delaware Smid Cap Growth Fund Prospectus Dreyfus Appreciation Fund Prospectus Eaton Vance Floating-Rate Fund Prospectus Eaton Vance Large-Cap Value Fund Prospectus Federated Equity Income Fund Prospectus Federated Kaufmann Fund Prospectus Fidelity Advisor Equity Growth Fund Prospectus Invesco Basic Value Fund Prospectus Invesco Mid Cap Growth Equity Fund Prospectus Invesco Comstock Fund Prospectus Invesco Value Opportunities Fund Prospectus Janus Enterprise Fund Janus Forty Fund JPMorgan Multi-Cap Market Neutral Fund Prospectus JPMorgan Small-Cap Growth Fund Prospectus Lord Abbett Affiliated Fund Prospectus Lord Abbett Bond Debenture Fund Prospectus Lord Abbett Mid Cap Value Fund Prospectus Oppenheimer Capital Appreciation Fund Prospectus Oppenheimer Main Street Fund Prospectus Oppenheimer Main Street Mid Cap Fund Prospectus PIMCO Commodity Real Return Strategy Fund Prospectus PIMCO Low Duration Fund Prospectus PIMCO Real Return Fund Prospectus PIMCO Total Return Fund Prospectus Pioneer Emerging Markets Fund Prospectus Pioneer Fund Prospectus Pioneer High Yield Fund Prospectus Pioneer Real Estate Shares Prospectus Pioneer Select Mid Cap Growth Prospectus Ready Assets Prime Money Fund Prospectus Templeton Foreign Fund Prospectus Templeton Growth Fund Prospectus Transamerica Funds Prospectus
Supplements:
Statement of Additional Information (SAI):

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